BEST FOR EARNING POINTS ON BUSINESS EXPENSES
The Ink Business Preferred® Credit Card has a strong set of perks that make it attractive for business owners looking to maximize their earning potential and unlock valuable rewards through the Ultimate Rewards program. It also comes with a great welcome bonus making it a great contender if you’re in the market for a business card. (Partner offer)
At a glance
- 3X Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- 1X Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
At a glance
- 3X Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year
- 1X Earn 1 point per $1 on all other purchases – with no limit to the amount you can earn
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Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
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Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases
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Round-the-clock monitoring for unusual credit card purchases
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With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
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Redeem points for cash back, gift cards, travel and more - your points don't expire as long as your account is open
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Points are worth 25% more when you redeem for travel through Chase Travel℠
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Purchase Protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
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Member FDIC
Our Take
TPG Editor's Rating
Overview
The Ink Business Preferred Credit Card is an excellent all-around business credit card that offers a sizable welcome bonus and the ability to earn valuable Ultimate Rewards points on a variety of business expenses. Those rewards can then be transferred to 11 airline and three hotel partners or redeemed through Chase Travel℠ at a rate of 1.25 cents per point. You can also earn 3 points per dollar spent on the first $150,000 spent in combined purchases for travel, shipping purchases, internet, cable and phone services and advertising purchases made with social media sites and search engines each account anniversary year.
Pros
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Relevant bonus categories to business owners for a reasonable $95 annual fee
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Access to the Chase Ultimate Rewards portal for points redemption
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Trip cancellation/interruption insurance, trip delay reimbursement and primary car rental insurance when traveling on business
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Additional perks including extended warranty, cellphone protection and purchase protection
Cons
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High spending needed to get the welcome bonus
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Subject to Chase's 5/24 rule on card applications
Who is this card good for?
The Ink Business Preferred Credit Card packs a punch for a reasonable $95 annual fee. The card is ideal for small business owners and the varied operating expenses they encounter.
Earning Rewards
You’ll earn 3 Ultimate Rewards points per dollar spent on the first $150,000 spent in combined purchases for travel, shipping purchases, internet, cable and phone services and advertising purchases made with social media sites and search engines. The $150,000 threshold is per account anniversary year, so it will reset every year your card is renewed.