BEST FOR FREQUENT SOUTHWEST BUSINESS TRAVELERS

If you’re a Southwest flyer and a small-business owner, the Southwest Rapid Rewards Performance Business card can help you earn bonus points for award flights. You’ll also receive a slew of other airline and travel-related perks. (Partner offer)

At a glance

  • 4X Earn 4X pts on Southwest® purchases.
  • 3X Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • 2X Earn 2X points on rideshare.
  • 2X Earn 2X points on social media and search engine advertising, internet, cable, and phone services.
  • 1X 1X points on all other purchases.
Earn 80,000 points.
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
20.99% - 27.99% Variable
20.99% - 27.99% Variable
29.74% Variable
Up to 29.99%
$199

At a glance

  • 4X Earn 4X pts on Southwest® purchases.
  • 3X Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • 2X Earn 2X points on rideshare.
  • 2X Earn 2X points on social media and search engine advertising, internet, cable, and phone services.
  • 1X 1X points on all other purchases.
Earn 80,000 points.
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
20.99% - 27.99% Variable
20.99% - 27.99% Variable
29.74% Variable
Up to 29.99%
$199
  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X pts on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car rental partners.
  • Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Member FDIC

Our Take

TPG Editor's Rating

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3/5

Overview

Business owners can justify the $199 annual fee after they take a look at the mile-long list of benefits that come with this card. For starters, you’ll get 9,000 bonus points each account anniversary in addition to Global Entry or TSA Precheck every four years, up to 365 inflight Wi-Fi credits each year and four annual upgraded boardings when available. 

Tied together with Chase’s expansive travel and purchase protections, this travel card is a terrific product for business owners and frequent flyers.

Pros

  • Bonus points on each cardmember anniversary
  • Up to $120 Global Entry/TSA PreCheck/Nexus fee credit
  • Upgraded Boardings
  • Inflight Wi-Fi credits

Cons

  • $199 annual fee

Who is this card good for?

If you benefit from Southwest’s route network and prefer to fly an airline with customer-friendly policies, the Southwest Rapid Rewards Performance Business card is an excellent choice for business travelers.

Earning Rewards

You’ll earn 4 points per dollar spent on Southwest Airlines purchases, 3 points per dollar spent on Rapid Rewards hotel and car partners, 2 points per dollar spent on local transit and commuting, social media and search engine advertising, and internet, cable and phone services and 1 point per dollar spent on everything else.