BEST FOR BUSINESS OWNERS LOYAL TO UNITED

If you have a small business and fly United Airlines, this credit card will provide you with major perks, including free checked bags, priority boarding, inflight purchase discounts and more. (Partner offer)

At a glance

  • 2X Earn 2 miles per $1 spent on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.
  • 1X Earn 1 mile per $1 spent on all other purchases.
Earn 75,000 bonus miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
21.99% - 28.99% Variable
21.99% - 28.99% Variable
29.99% Variable
Up to 29.99%
$0 introductory annual fee for the first year, then $99.

At a glance

  • 2X Earn 2 miles per $1 spent on United® purchases, dining, at gas stations, office supply stores and on local transit and commuting.
  • 1X Earn 1 mile per $1 spent on all other purchases.
Earn 75,000 bonus miles
Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
21.99% - 28.99% Variable
21.99% - 28.99% Variable
29.99% Variable
Up to 29.99%
$0 introductory annual fee for the first year, then $99.
  • Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $99.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Earn 2 miles per $1 spent on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • Earn 1 mile per $1 spent on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
  • $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
  • Member FDIC

Our Take

TPG Editor's Rating

tooltip icon
4/5

Overview

The United Business Card is a great option for travelers who may have to fly for work, even if it’s only once in a while. It offers a reasonable $0 introductory annual fee for the first year, then $99 thereafter. 

New cardholders can earn 75,000 bonus miles after spending $5,000 on purchases in the first three months the account is open. Plus, take advantage of bonus earning opportunities on United purchases, dining, gas, office supply stores and local transit and commuting. Other notable earnings benefits include a $100 travel statement credit after you make more than seven United flight-related purchases per account anniversary and 5,000 bonus miles each account anniversary if you also have one of United’s personal credit cards.

Pros

  • Earns 2 miles per $1 spent in a variety of categories, including United purchases, dining (including eligible delivery services), gas, office supplies and more
  • Get a $100 United travel credit after making qualifying purchases within each account anniversary
  • Earn 25 Premier qualifying points (PQPs) for every $500 in card spending (up to 1,000 PQPs in a calendar year) that can be applied up to Premier 1K elite status
  • Open employee cards at no additional cost

Cons

  • Redemption options are mostly limited to United and its partners
  • You might get more use from transferable points instead of United miles

Who is this card good for?

This card is best for regular United flyers who don’t qualify for elite status perks but want some airline benefits. This card offers United day-of-travel perks like a free checked bag, priority boarding, and a 25% statement credit on inflight Wi-Fi, food and beverages), without having to take dozens of flights or spend thousands of dollars a year on airline tickets.

Earning Rewards

For small business owners, this card can easily help you rack up United miles. You earn 2 miles per dollar spent on United purchases as well as on dining (including eligible delivery services), gas stations, office supply stores and local transit and commuting. This card earns 1 mile per dollar spent on other purchases.